Personal Loan
£100 to £15,000. APR from 14.90%
A personal credit union loan that works for you – with fair interest rates, affordable repayments and no hidden charges.
Advantage Loan
£7,500 to £15,000. APR 8.90%
With an existing healthy credit score, you can take advantage of our lowest fixed interest rate on loans from £7,500 to £15,000.
Consolidation Loan
£500 to £15,000. APR from 14.90%
Consolidate your existing debt into one simple payment with a chance to reduce your monthly payments. No arrangement or early repayment fees.
Family Finance Plan
£500 to £500. APR 42.60%
A flexible way to borrow using your Child Benefit, with a pre-approved credit limit of £500.
Our friendly and expert team has been helping local people across the South West borrow affordable and ethical loans for over 25 years
You will always be considered for a loan with Great Western Credit Union, even if you’ve been turned down elsewhere
Our personal loans haveYou can trust that your personal savings with us are safe, with protection by the Financial Services Compensation Scheme a 5-star rating from the Fairbanking Foundation
We give back to the community with your loan interest, benefitting local people and neighbourhoods
Check if you are eligible for a loan
To apply for a Great Western Credit Union loan, you need to meet the following criteria:
- Age 18+ and live, work or study in the Bristol and Bath region, Gloucestershire, Wiltshire, Somerset or Dorset
- Or you're a UNITE and UNISON member from the South-West, or a tenant of one of our partner housing associations
- You have enough disposable income to meet the loan repayments
Choose how much you would like to borrow
We offer loans from £100 to £15,000, subject to status. Our credit union rates are fixed and depend on the amount you are asking to borrow.
Choose the loan you want to apply for and try the loan calculator to see how much you could borrow and what the loan would cost.
Calculate your repayments instantly
Have your necessary documents ready
You'll need an email address and mobile number to start your loan application. Make sure you also have your National Insurance number, income details and bank details handy, plus proof of identity. Find out more about how to upload ID Documents.
If you are unable to provide these during your application, you can save at any time and get in touch to discuss your options.
Start your application
Now that you have everything you need, you can get started on your credit union application. It takes about 15 minutes to apply online, and you can save your application at any time and come back to it later.
Get started
